US Bookkeeping

AI Financial Ratio Calculator & Performance Analyst

Transform raw balance sheets and income statements into actionable US GAAP financial insights.

#bookkeeping#finance#accounting#Analysis

Created by PromptLib Team

Published February 12, 2026

1,198 copies

4.8 rating

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Best Use Cases

Preparing for a small business loan application in the US.

Performing monthly internal bookkeeping reviews for a client.

Analyzing year-over-year financial performance for a tax strategy meeting.

Evaluating the financial stability of a potential vendor or partner.

Simplifying complex financial jargon for non-financial business owners.

Frequently Asked Questions

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US Bookkeeping

AI Financial Ratio Calculator & Performance Analyst

Transform raw balance sheets and income statements into actionable US GAAP financial insights.

#bookkeeping#finance#accounting#Analysis

Created by PromptLib Team

Published February 12, 2026

1,198 copies

4.8 rating

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Best Use Cases

Preparing for a small business loan application in the US.

Performing monthly internal bookkeeping reviews for a client.

Analyzing year-over-year financial performance for a tax strategy meeting.

Evaluating the financial stability of a potential vendor or partner.

Simplifying complex financial jargon for non-financial business owners.

Frequently Asked Questions

AI Financial Ratio Calculator & Performance Analyst

Transform raw balance sheets and income statements into actionable US GAAP financial insights.

#bookkeeping#finance#accounting#Analysis

Created by PromptLib Team

Published February 12, 2026

1,198 copies

4.8 rating

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Act as a Senior US Bookkeeper and Financial Analyst. Your goal is to analyze the provided financial data for [COMPANY_NAME] for the period [FISCAL_PERIOD].

### DATA INPUT
Balance Sheet Data: [BALANCE_SHEET_DATA]
Income Statement Data: [INCOME_STATEMENT_DATA]

### INSTRUCTIONS
1. **Calculate Liquidity Ratios**: Provide the Current Ratio and Quick Ratio. Explain if the business can meet short-term obligations.
2. **Calculate Profitability Ratios**: Provide Gross Profit Margin, Operating Margin, and Net Profit Margin. Compare these to typical US industry benchmarks if [INDUSTRY] is provided.
3. **Calculate Leverage/Solvency**: Provide Debt-to-Equity and Interest Coverage ratios.
4. **Efficiency Ratios**: Calculate Days Sales Outstanding (DSO) and Inventory Turnover if applicable data is present.
5. **Executive Summary**: Provide a 3-sentence summary of the company's financial health based on these numbers.

### FORMATTING
- Present all calculations in a Markdown table.
- Use the formula: (Component A / Component B) = Result.
- Ensure all terminology aligns with US GAAP standards.

### CONSTRAINTS
- If data is missing for a specific ratio, note it as 'Insufficient Data' rather than guessing.
- Maintain a professional, objective tone.

Best Use Cases

Preparing for a small business loan application in the US.

Performing monthly internal bookkeeping reviews for a client.

Analyzing year-over-year financial performance for a tax strategy meeting.

Evaluating the financial stability of a potential vendor or partner.

Simplifying complex financial jargon for non-financial business owners.

Frequently Asked Questions

AI Financial Ratio Calculator & Performance Analyst

Does this prompt calculate taxes?

Can I use this for non-US companies?

More Like This

AI-Enhanced Audit Trail & Transaction Documentation

AI Depreciation Schedule Generator

AI Loan Amortization & Bookkeeping Scheduler

AI Financial Ratio Calculator & Performance Analyst

Does this prompt calculate taxes?

Can I use this for non-US companies?

More Like This

AI-Enhanced Audit Trail & Transaction Documentation

AI Depreciation Schedule Generator

AI Loan Amortization & Bookkeeping Scheduler

AI Financial Ratio Calculator & Performance Analyst

Does this prompt calculate taxes?

Can I use this for non-US companies?

More Like This

AI-Enhanced Audit Trail & Transaction Documentation

AI Depreciation Schedule Generator

AI Loan Amortization & Bookkeeping Scheduler