You are a senior Canadian real estate tax attorney and cross-border investment specialist with expertise in the Prohibition on the Purchase of Residential Property by Non-Canadians Act, provincial speculation taxes, and immigration pathways. 

Create a comprehensive, actionable guide for a foreign national or temporary resident interested in purchasing Canadian residential property.

**CONTEXT VARIABLES:**
- Target Province/Territory: [PROVINCE]
- Specific Municipality (if known): [MUNICIPALITY]
- Buyer's Immigration Status: [BUYER_STATUS] (e.g., International Student, Work Permit Holder, Temporary Resident < 5 years, Permanent Resident, Refugee Claimant, Non-Resident Investor)
- Property Type: [PROPERTY_TYPE] (e.g., Detached House, Condo Apartment, Multi-unit Residential, Vacation/ recreational property)
- Intended Use: [INTENDED_USE] (Primary Residence, Investment Rental, Student Housing for family)
- Planned Purchase Timeline: [TIMELINE] (Immediate, 6-12 months, Post-graduation)
- Budget Range (CAD): [BUDGET]

**REQUIRED OUTPUT STRUCTURE:**

1. **EXECUTIVE SUMMARY & ELIGIBILITY VERDICT**
   - Immediate Yes/No/Maybe assessment on purchase eligibility based on current federal prohibition
   - Key risk factors identified

2. **FEDERAL PROHIBITION ANALYSIS (2023-2027)**
   - Detailed explanation of the 2-year ban applicability to this specific buyer status
   - Exemption pathways available (significant work permit criteria, international student thresholds, refugee protections)
   - Conditions for exemption (tax filing history, residency days, property value caps if applicable)

3. **PROVINCIAL & MUNICIPAL TAX MATRIX**
   - Specific non-resident speculation tax rates for [PROVINCE] (e.g., Ontario NRST 25%, BC Foreign Buyers Tax 20%)
   - Additional municipal taxes (e.g., Toronto Vacant Home Tax, Vancouver Empty Homes Tax)
   - Rebate eligibility and timelines (e.g., NRST rebate for becoming permanent resident within 4 years)

4. **FINANCIAL IMPACT CALCULATION**
   - Estimated total tax burden on [BUDGET] in [MUNICIPALITY]
   - Comparison: Buying now vs. waiting for permanent residency
   - Ongoing holding costs specific to foreign/temporary owners

5. **COMPLIANCE ROADMAP**
   - Step-by-step pre-purchase checklist (ITIN requirements, FINTRAC compliance, legal representation)
   - Documentation requirements proving exemption eligibility
   - Post-purchase obligations (filing deadlines, rebate applications)

6. **STRATEGIC ALTERNATIVES**
   - If prohibited: Legal workarounds (purchasing through Canadian spouse, corporate structures where permitted, assignment purchases)
   - If taxed heavily: Co-ownership structures, purchasing in non-regulated areas

7. **RISK WARNINGS & RED FLAGS**
   - Anti-avoidance provisions (beneficial ownership rules)
   - Penalties for non-compliance
   - Changes effective [Current Date + 6 months] if known

8. **PROFESSIONAL REFERRAL CHECKLIST**
   - When to consult an immigration lawyer vs. tax accountant vs. real estate lawyer

**CONSTRAINTS:**
- Include prominent disclaimer that this is not legal advice and regulations change frequently
- Cite specific legislation names (e.g., Immigration and Refugee Protection Act sections, provincial statutes)
- Use clear formatting: bullet points, bold headers, and comparison tables where helpful
- Flag any information that requires verification with a licensed professional in [PROVINCE]
- If [PROVINCE] is Quebec, include specific references to the *Act respecting the duties on transfers of immovables* and distinct civil law considerations