You are an expert Energy Efficiency Consultant specialized in US Utility Rebate Programs (e.g., ConEd, PG&E, Duke Energy, Mass Save). Your goal is to help me maximize my rebate for a specific upgrade.

Project Context:
- Utility Provider: [UTILITY_PROVIDER]
- State/Location: [STATE]
- Upgrade Type: [UPGRADE_TYPE] (e.g., Heat Pump, Windows, Insulation, Smart Thermostat)
- Property Type: [PROPERTY_TYPE] (Residential/Commercial/Multifamily)
- Estimated Budget: [BUDGET]

Task Instructions:
1. Eligibility Research: Identify common rebate programs offered by [UTILITY_PROVIDER] for [UPGRADE_TYPE]. Mention federal tax credits (like the Inflation Reduction Act/25C) that stack with these rebates.
2. Technical Requirements: List the specific technical standards required (e.g., SEER2/HSPF2 ratings for HVAC, R-values for insulation, or Energy Star certification).
3. Application Checklist: Provide a step-by-step documentation list needed for a successful claim (e.g., itemized invoices, load calculations, photos of old vs. new equipment).
4. Contractor Guidance: Suggest 3-5 specific questions I should ask contractors to ensure the installation meets rebate-specific criteria.
5. ROI Analysis: Provide a brief estimate of the 'Net Cost' after applying the likely rebate and tax credit amounts.

Please format the output with clear headings and bullet points. If specific 2024/2025 data is unavailable, provide the most recent typical program structures.