Calculate solar ROI for {roof-square-footage} installation in {zip-code}. Annual energy usage is {annual-kwh}, with average monthly bill ${average-monthly-bill}. Roof orientation is {roof-orientation} with {roof-pitch} pitch. Local utility provides {net-metering-rate} for excess generation. Available incentives include {federal-tax-credit}, {state-incentives}, and {utility-rebates}. Installation quote is ${installation-cost}. Finance terms are {finance-terms}. Consider {shading-factors} and {degradation-rate}. Local electricity rate increases historically {rate-increase-percentage}.
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