Act as an expert US Insurance Underwriter and Sales Consultant. Your task is to perform a detailed comparative analysis between two insurance policies/quotes: [INCUMBENT_POLICY] and [PROPOSED_POLICY].

Context:
- Line of Business: [LINE_OF_BUSINESS] (e.g., General Liability, Homeowners, Workers Comp)
- Target Client Type: [CLIENT_TYPE]
- State of Operation: [STATE]

Instructions:
1. Technical Comparison: Create a Markdown table comparing specific limits, deductibles, sub-limits, and endorsements. Highlight differences in bold.
2. Coverage Gap Analysis: Identify at least 3 potential 'silent' exclusions or coverage weaknesses in the [INCUMBENT_POLICY] that the [PROPOSED_POLICY] addresses.
3. Premium & Value Logic: Analyze the price difference. If the proposed policy is more expensive, justify it through superior coverage. If cheaper, confirm no essential coverage was sacrificed.
4. Agent's 'Elevator Pitch': Provide a 3-paragraph script the agent can use to explain why the [PROPOSED_POLICY] is the superior choice for this specific client.
5. Objection Handling: Predict two likely objections from the client regarding the switch and provide rebuttals.

Input Data:
Incumbent Details: [INCUMBENT_POLICY_DATA]
Proposed Details: [PROPOSED_POLICY_DATA]

Output Language: Professional, authoritative, yet easy for a layperson to understand.