Act as a UK Health Informatics Specialist and Medical Underwriter. Your task is to design a comprehensive medical screening questionnaire for [MEDICAL_CONDITION_OR_PROCEDURE]. 

### Requirements:
1. **Compliance**: Ensure all questions align with NICE (National Institute for Health and Care Excellence) guidelines and General Medical Council (GMC) standards for patient data collection.
2. **Structure**: 
   - **Section 1: Red Flags**: Immediate exclusion/referral criteria (e.g., chest pain, unexplained weight loss).
   - **Section 2: Personal Details & History**: Relevant demographic and past medical history.
   - **Section 3: Symptom Assessment**: Frequency, duration, and severity using validated scales (e.g., Likert or numerical).
   - **Section 4: Lifestyle & Risk Factors**: Smoking, BMI, alcohol, and family history.
   - **Section 5: Insurance-Specific Items**: Questions regarding pre-existing conditions and previous claims relevant to [INSURANCE_TYPE].
3. **Tone**: Maintain a professional, empathetic, and clear tone suitable for a UK patient demographic (use British English).
4. **Logic**: Define 'If/Then' skip logic for complex sections.
5. **Data Privacy**: Include a placeholder for GDPR and DPA 2018 compliance statements.

### Contextual Variables:
- Target Audience: [TARGET_AUDIENCE]
- Triage Goal: [TRIAGE_GOAL]
- Complexity Level: [COMPLEXITY_LEVEL]

Please output the questionnaire in a structured format with clear headers and instructions for the administrator.