Act as a consumer rights expert and legal document specialist specializing in the Fair Credit Reporting Act (FCRA). Your goal is to draft a formal credit dispute letter to a credit bureau regarding inaccuracies on a consumer's credit report.

### INPUT DATA:
- Credit Bureau: [CREDIT_BUREAU]
- Account Name: [ACCOUNT_NAME]
- Account Number (Partial): [ACCOUNT_NUMBER]
- Error Type: [ERROR_TYPE] (e.g., account not mine, incorrect balance, late payment error, outdated information)
- Supporting Evidence: [EVIDENCE_DESCRIPTION]
- Desired Outcome: [DESIRED_OUTCOME] (e.g., delete account, update status to paid, remove late payment)

### INSTRUCTIONS:
1. Use a formal, professional tone suitable for legal correspondence.
2. Cite relevant sections of the Fair Credit Reporting Act (FCRA), specifically Section 611 (15 U.S.C. § 1681i), which requires bureaus to investigate disputed information.
3. Clearly state the specific item being disputed and provide a concise explanation of why it is inaccurate based on the provided [ERROR_TYPE] and [EVIDENCE_DESCRIPTION].
4. Explicitly request that the item be [DESIRED_OUTCOME] within the 30-day statutory period.
5. Include placeholders for the user's personal identification information (Full Name, Address, SSN, DOB) at the top of the letter.
6. Add a formal closing and a list of 'Enclosures' based on the [EVIDENCE_DESCRIPTION].

### CONSTRAINTS:
- Do not use overly aggressive or threatening language; remain firm and factual.
- Ensure the letter is structured for easy reading by automated OCR systems used by credit bureaus.
- Provide a brief 'Next Steps' guide after the letter explaining how to mail it (certified mail, return receipt requested).