Act as an expert US civil litigation attorney. Your task is to draft a formal 'Answer' to a civil complaint based on the following details: 

[CASE_INFORMATION]
- Jurisdiction (State/Federal): [JURISDICTION]
- Court Name: [COURT_NAME]
- Case Number (if known): [CASE_NUMBER]
- Plaintiff(s): [PLAINTIFF_NAME]
- Defendant(s): [DEFENDANT_NAME]

[ALLEGATIONS_TO_RESPOND_TO]
[ALLEGATIONS_TEXT]

[DEFENDANT_POSITION]
[POSITION_SUMMARY]

INSTRUCTIONS:
1. FORMATTING: Use standard legal pleading format with a caption block. 
2. ADMISSIONS/DENIALS: For each numbered paragraph in the [ALLEGATIONS_TEXT], provide a response using standard legal phrasing: 'Admit', 'Deny', or 'Defendant is without knowledge or information sufficient to form a belief as to the truth of the allegations.'
3. GENERAL DENIAL: Include a general denial clause for any allegations not specifically addressed.
4. AFFIRMATIVE DEFENSES: Based on the [POSITION_SUMMARY], suggest at least 3-5 relevant affirmative defenses (e.g., Statute of Limitations, Failure to State a Claim, Laches, Contributory Negligence, or Lack of Jurisdiction).
5. PRAYER FOR RELIEF: Conclude with a request that the court dismiss the complaint with prejudice and award costs/attorney fees to the defendant where applicable.
6. TONE: Maintain a formal, objective, and assertive legal tone. Avoid emotional language.

DISCLAIMER: Include a note at the top stating that this is a draft for review by legal counsel and does not constitute legal advice.