Please generate a bankruptcy explanation letter using the following details:
Bankruptcy Case Number: {bankruptcy-case-number}
Filing Date: {filing-date}
Bankruptcy Chapter: {bankruptcy-chapter}
Primary Causes of Bankruptcy: {bankruptcy-causes}
Amount Discharged: {discharged-amount}
Employment Status: {employment-status}
Current Income: {current-income}
Summary of Credit History: {credit-history}
Discharge Date: {discharge-date}
Any Special Circumstances: {special-circumstances}
Rehabilitation Efforts Undertaken: {rehabilitation-efforts}
List of Relevant Documents: {relevant-documents}
Adopt a {tone} for this letter.
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